On today's show Joy and I discussed how you compare to others (financially), establishing a credit history for a young adult, combining charitable giving and a Roth IRA conversion, and cutting costs on air conditioning.

You can also find out about income-based repayment options for student loans, as well as the government's new site that may help you find healthcare coverage.

UPDATE You can look for information on term life insurance here, and find out more about Income-based repayment plans for student loans.

That's all for now. Tune in next week when we'll cover how and why you might want to look for a new financial institution, and how to protect yourself from online scams. Send your questions and comments to onyourmoney@wpr.org, or contact me directly at kevin@onyourmoney.com. Until next time . . .

Spend less, have more!

Kevin McKinley