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Welcome to Kevin McKinley's On Your Money ®. This website is here to provide you with the most up to date financial information available. You can browse original articles, listen to On Your Money radio shows and use the more than 40 financial calculators we provide. Whether it's oil prices or IRAs, refinancing your mortgage or resolving family money problems, Kevin's unique expertise will tell you what you need to know, in terms that are easy to understand. To reach Kevin directly, send an email to kevin@onyourmoney.com.


This Week's Episode of On Your Money
July 22nd, 2014

On this week’s show Joy and I discussed how to teach financial skills to young people, the ins and outs of “brokered” CDs, why beating inflation may not be the best investment goal, and how to keep your home and stuff safe from burglars.

Here are some of the websites we mentioned:

The OECD quiz on financial literacy

A relatively affordable home security system

Morningstar

Kiplinger

You Need a Budget

Mint

Handling distributions from after-tax IRAs

KnowYourStuff

That's all for now. Send your questions and comments to onyourmoney@wpr.org, or contact me directly at kevin@onyourmoney.com. Until next time . . .

Spend less, have more!

Kevin McKinley



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All such information is provided solely for convenience, entertainment, and educational purposes. It is not tax, legal, investment, or financial planning advice, and users should consult a qualified professional before acting. There is no warranty or guarantee of the accuracy of the information, or that the information is appropriate for each individual’s unique situation. Users of this site agree to hold harmless Kevin McKinley, McKinley Money LLC, and On Your Money LLC for the result of any acts based on the information produced by the aforementioned entities. Please read additional important disclosures and information here.


Downsides of student debt
07/20/14
Overview:

     As previously promised, we are finishing up our series on student loans with a warning about the many ways borrowing to pay for higher education expenses can go wrong.

     Think of a student loan (and other debt) like you would a power lawn mower to cut the grass.  Used properly and cautiously, it’s a much more efficient way to accomplish the task at hand.

     But if you’re not using it in the right way for the right reasons, you could inflict some serious damage on yourself and others.

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